One integration to every payment rail.
PayOptions is a payment integration engine that unifies mobile money, cards and bank transfers behind one API, with hosted payment and giving pages, webhooks and reconciliation.
What PayOptions does for you.
One API, many rails
Mobile money, cards and bank transfers through a single integration.
Hosted pages
Checkout, invoice and donation pages ready without building a front end.
Webhooks
Signed, retried notifications for every payment state change.
Reconciliation
Settlement reports matched to transactions automatically.
Everything in one system.
Start with the modules you need and switch on more as you grow — all sharing the same data, users and audit trail.
Works with
- MTN MoMo
- Airtel Money
- Cards
- Banks
Security built in
- Encrypted connections
- Role-based access and approvals
- Complete audit trail
- Regular backups
Part of these solutions.
Banks & Lenders
Digital lending and integration for ambitious banks.
Solves- Long integration projects for every new channel
- Manual credit appraisal
- Fragmented customer service channels
Schools
One platform for the whole school.
Solves- Fee collection and reconciliation by hand
- Report cards compiled in spreadsheets
- Parents who learn about issues too late
Hospitals & Clinics
Connected care, from front desk to discharge.
Solves- Paper files lost between departments
- Services delivered but never billed
- No real-time view of beds, queues or stock
Associations & NGOs
Know every member, everywhere.
Solves- Registries spread across regions and spreadsheets
- Dues collected manually
- No national picture of membership
Government & Infrastructure
Digital public services that collect and account for every shilling.
Solves- Cash handling and revenue leakage
- Manual reconciliation across sites
- Limited visibility for oversight bodies
Related products.
See PayOptions in action.
Book a 30-minute demo with our team. We’ll show you the product, ask about your operations and tell you honestly whether we are the right fit.