Build on HobSphere.One integration standard.
Our products expose documented APIs for messaging, payments, credit decisions and core financial data, so your systems and ours work as one.
A request, a response, done.
Every HobSphere API follows the same conventions: bearer authentication, JSON bodies and consistent error objects. Learn one and you know them all.
- Sandbox and live environments
- Idempotency keys for safe retries
- Webhooks for asynchronous results
# Illustrative request — see each product's docs for exact endpoints
curl https://api.example.hobsphere.com/v1/messages \
-H "Authorization: Bearer $HOBSPHERE_KEY" \
-H "Content-Type: application/json" \
-d '{"to": "+2567XXXXXXXX", "text": "Your payment was received."}'import os, requests
r = requests.post(
"https://api.example.hobsphere.com/v1/messages",
headers={"Authorization": f"Bearer {os.environ['HOBSPHERE_KEY']}"},
json={"to": "+2567XXXXXXXX", "text": "Your payment was received."},
)
r.raise_for_status()const res = await fetch("https://api.example.hobsphere.com/v1/messages", {
method: "POST",
headers: { Authorization: `Bearer ${process.env.HOBSPHERE_KEY}`, "Content-Type": "application/json" },
body: JSON.stringify({ to: "+2567XXXXXXXX", text: "Your payment was received." }),
});What you can integrate.
HobSphere SMS API
Bulk and transactional SMS with a developer-first API.
PayOptions API
One integration to every payment rail.
Credit Scoring Engine API
Explainable credit decisions for banks, wallets and lenders.
Integration Acceleration Platform API
Standardise, monitor and govern every system integration.
Polymark Ledger API
The multi-tenant financial OS for SACCOs and microfinance.
Built to be pleasant to integrate.
REST & JSON
Predictable resource-oriented APIs with clear errors and versioning.
Keys & scopes
API keys per environment, with sandbox keys to build safely.
Signed webhooks
Events delivered with signatures and automatic retries.
Observability
Request logs, delivery reports and a public status page.
Ready to integrate?
Tell us what you’re building and we’ll set you up with sandbox access and an engineer to help.