Products

Every product,one engineering standard.

Core financial platforms, customer engagement, education, healthcare and public-sector systems — designed to work alone or together.

Financial Services

Core platforms for SACCOs, MFIs, banks and payments.

5 products

Live

Polymark Ledger

The multi-tenant financial OS for SACCOs and microfinance.

Members & KYCSavings & sharesLoansGeneral ledger+4

Works with MTN MoMo, Airtel Money, HobSphere SMSExplore

Loan Origination System

From application to disbursement, fast and fully auditable.

OnboardingDocumentsAppraisalDecisioning+1

Works with Credit Scoring Engine, Core banking, HobSphere SMSExplore

Credit Scoring Engine

Explainable credit decisions for banks, wallets and lenders.

Data ingestionScorecardsRulesDecision API+1

Works with Loan Origination System, Polymark Ledger, WalletsExplore

PayOptions

One integration to every payment rail.

CollectionsPayoutsHosted pagesWebhooks+1

Works with MTN MoMo, Airtel Money, CardsExplore

Integration Acceleration Platform

Standardise, monitor and govern every system integration.

ConnectorsExecutionMonitoringGovernance

Works with Core banking, Payment switches, Third-party APIsExplore

Customer Engagement

Messaging and AI channels that reach every customer.

2 products

Live

HobSphere SMS

Bulk and transactional SMS with a developer-first API.

ConsoleAPI keysContacts & groupsCampaigns+3

Works with Polymark Ledger, SchoolSphere, CareSphereExplore

AI Customer Engagement

WhatsApp, virtual assistants and a live agent portal.

Virtual assistantKnowledge baseAgent portalAnalytics

Works with WhatsApp Business, HobSphere SMS, Core systemsExplore

Education

Run a school end to end, from admissions to report cards.

1 product

Live

SchoolSphere

A comprehensive platform to manage students, staff, academics and administration — all in one place.

Admissions to alumni
Fees and payments
Academics
Attendance

StudentsAdmissionsFeesExams & reportsTimetableAttendanceStaffParent portal

Works with MTN MoMo, Airtel Money, HobSphere SMSExplore

Healthcare

Clinical, operational and billing systems for care providers.

1 product

CareSphere

Hospital management from front desk to discharge.

Electronic medical records
Appointments and queues
Inpatient care
Laboratory and imaging

RegistrationEMROPDIPD & wardsLaboratoryPharmacyBillingDashboards

Works with Mobile money, Insurance providers, HobSphere SMSExplore

Associations & Public Sector

Membership, workforce and public infrastructure systems.

4 products

ScoutLink

Membership and programme management for scouting.

MembersUnitsLeadersBadges+3

Works with Mobile money, HobSphere SMSExplore

Smart Toll

RFID, ANPR and wallet-based tolling for expressways.

LanesAccountsEnforcementRevenue reports

Works with Mobile wallets, ANPR cameras, RFID readersExplore

Workforce Management

Attendance, activity and productivity for distributed teams.

AttendanceActivityReportsPolicies

Works with HR systems, PayrollExplore

Tour & Lodge Management

Bookings, guests and operations for lodges and tour operators.

ReservationsToursBillingOperations

Works with Mobile money, Cards, HobSphere SMSExplore

Let’s build what your organisation needs next.

Book a 30-minute demo with our team. We’ll show you the product, ask about your operations and tell you honestly whether we are the right fit.

Book a demo Explore products